The results we deliver for our clients are typically in the 40% to 60% reduction range. What we often tell prospective clients is to take the debt you currently have and divide it in half and this will be a good estimate as to the results we can give you. Sometimes the results are greater and sometimes they are less. There are so many determining factors to consider - like how much debt you have?, how many accounts do you have?, which banks do you have?, what is your income? and how soon would you be able to save the necessary money with which to settle?

No two situations are the same, but we will give you an accurate estimate of the money you can save AND the amount of time it will take you to complete the program. We can look at the specific credit cards you have and tell you...

We are proud to share that our company operates under Christian principles and have done so for over 20 years. The Golden Rule is our motto and if/when you decide to contact us, we will treat you as if you were our brother/sister, father/mother, or our very best friend. We want you to know the truth about debt settlement - both the pros and the cons.

Since you live in Texas, there are very many pros and only a few cons and we will go into great detail to explain everything to you so you can make the absolute best decision based on your situation. Most companies will BS you and either share only the benefits or they will not tell you the whole story. As followers of Jesus, we are compelled to tell the truth and help you through a very difficult predicament.

Perhaps the most important, yet most difficult, aspect of our Credit Card Relief Education (CCRE) program has to do with what the Bible says about money, debt, usury (interest), repayment, forgiveness, and a host of other equally relevant topics.

As a company owned & operated by Christians, and because many (if not most) of our Clients are Christians, our prayer at Integrity Debt Solutions is that you will take some time to patiently & thoughtfully explore this important topic. We will attempt to share what we have learned from hundreds of hours of study of both the Bible and the moral issues surrounding debt relief and our CCRE debt settlement program.

This series (Part One here) will explain the major reasons why we believe that debt settlement is not an...

After achieving debt settlement, the real journey toward long-term financial stability begins. Understanding the management of your finances is crucial, a skill often not taught but learned through experience and education. Integrity Debt Solutions prioritizes financial education as the first step because it lays the foundation for making informed decisions that prevent falling back into debt.

Are you faced with the burden of overwhelming credit card debt? Unsure whether debt settlement or refinancing your home is the right solution for you? At Integrity Debt Solutions, we understand the challenges you're facing. As a trusted debt settlement company specializing in credit card debt solutions, we are here to guide you toward the best path to financial freedom. In this blog post, we will compare debt settlement and refinancing your home, helping you make an informed decision that aligns with your goals and sets you up for long-term financial health.

When it comes to managing financial difficulties, debt settlement can be a game-changer. As a leading debt settlement company, Integrity Debt Solutions has been assisting individuals in finding effective credit card debt solutions through a comprehensive debt settlement program. Read on to learn more about how our debt settlement programs can save you a significant amount of money and contact us today!

Filing bankruptcy has changed quite dramatically in the last 5-10 years and if you're considering it, then knowing the basics will determine if you want to go down this road or not. My goal with this blog is to share the basics and compare bankruptcy to the option of debt settlement so you can make the best & most informed decision. The first & most important issue the reader must realize is that there are two types of bankruptcy that are the most common - chapter 7 and chapter 13.

In today's fast-paced world, financial stress can take a toll on anyone, affecting both mental and physical well-being. However, there are proactive steps individuals can take to manage and alleviate financial stress. At Integrity Debt Solutions in Texas, we understand the importance of addressing financial challenges head-on and offer expert guidance to help individuals navigate their way through financial literacy courses.

If you have a large amount of credit card debt and other unsecured debt that you are trying to resolve, you may be looking into some of your options. Debt settlement is definitely a viable option and it could help you get out of debt much sooner than you realize as well as saving you many thousands of dollars. Another option you may be considering is debt consolidation - a process where you take all of your credit card debt and other unsecured debt and you combine them (or consolidate them) into one large loan account. What are the differences between these two options? What direction is best for you?

Let's get right to the point: Texas has some very favorable consumer protection laws that have been on the books for many decades. This allows Texas residents save more money and potentially get much lower settlements than other states. Knowing these laws are critical to delivering such great results for our clients at Integrity Debt Solutions. But what are the overall pros & cons to entering a debt settlement program?

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With the new year arriving soon, many consumers are planning to create a plan to get out of debt and reduce the amount they owe to banks and credit card companies. There are many ways to create a plan to accomplish a debt free life, but the options vary tremendously and the cost of each option varies a great deal.

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When a consumer has credit card debt, personal loans, and/or medical bills that have begun to stack up and they are beginning to feel overwhelmed & stressed out wondering if they are going to be able to pay them off, it usually results in that consumer asking the question: “What are my options?”

The first 3 things to do is to take an inventory of (1) all your debts and (2) what your expected income is going to be the next 3-6 months and (3) examine the best options for your particular situation. Another helpful exercise to conduct is to see if some of your monthly expenses can be reduced or eliminated. What subscriptions can be canceled? What expenses can be eliminated? Ask yourself, how can we lower our monthly expenditures?

Welcome to our site! We are in the process of building our blog page and will have many interesting articles to share in the coming months. Please stay tuned to this page for information to come. And if you have any questions about our business or want to reach out to us, we would love for you to stop by our contact page.

Thank you!